Mortgages
216 articles published
- What Are Experts Saying About the Fall Housing Market?The housing market is rapidly changing from the peak frenzy it saw over the past two years. That means you probably have questions about what your best move is if you’re thinking of buying or selling this fall. To help you make a confident…
- The Journey To Buy a Home [INFOGRAPHIC]Some Highlights
- Two Questions Every Homebuyer Should Ask Themselves Right NowRising interest rates have begun to slow an overheated housing market as monthly mortgage payments have risen dramatically since the beginning of the year. This is leaving some people who want to purchase a home priced out of the market…
- The Cost of Waiting for Mortgage Rates To Go DownMortgage rates have increased significantly in recent weeks. And that may mean you have questions about what this means for you if you’re planning to buy a home. Here’s some information that can help you make an informed decision when you…
- How an Expert Can Help You Understand Inflation & Mortgage RatesIf you’re following today’s housing market, you know two of the top issues consumers face are inflation and mortgage rates. Let’s take a look at each one. Inflation and the Housing Market This year, inflation reached a high not seen in…
- A Crucial First Step: Mortgage Pre-Approval [INFOGRAPHIC]Some Highlights
- Expert Forecasts on Mortgage RatesIf you’ve been thinking of buying a home, you may have been watching what’s happened with mortgage rates over the past year. It’s true they’ve risen dramatically, but where will they go from here, especially as the market continues to…
- A Window of Opportunity for HomebuyersMortgage rates are much higher today than they were at the beginning of the year, and that’s had a clear impact on the housing market. As a result, the market is seeing a shift back toward the range of pre-pandemic levels for buyer demand…
- Why Pre-Approval Is a Game Changer for HomebuyersIf you’re planning to buy a home this year, you might have heard that pre-approval is a necessary step to take before starting out on your journey. But why is that? And is it still important in today’s shifting market? The truth is,…
- The Drop in Mortgage Rates Brings Good News for HomebuyersOver the past few weeks, the average 30-year fixed mortgage rate from Freddie Mac fell by half a percent. The drop happened over concerns about a potential recession. And since mortgage rates have risen dramatically this year, homebuyers…
- Things To Avoid After Applying for a Home LoanOnce you’ve applied for a mortgage to buy a home, there are some key things to keep in mind. While it’s exciting to start thinking about moving in and decorating, be careful when it comes to making any big purchases. Here are a few things…
- Why Home Loans Today Aren’t What They Were in the PastIn today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led to the housing crash 15 years ago. Let’s ease those concerns. Several times a year, the Mortgage…
- Why Rising Mortgage Rates Push Buyers off the FenceIf you’re thinking about buying a home, you’ve probably heard mortgage rates are rising and have wondered what that means for you. Since mortgage rates have increased over two percentage points this year, it’s natural to think about how…
- How Today’s Mortgage Rates Impact Your Home PurchaseIf you’re planning to buy a home, it’s critical to understand the relationship between mortgage rates and your purchasing power. Purchasing power is the amount of home you can afford to buy that’s within your financial reach. Mortgage…
- Explaining Adjustable Rate Mortgages (ARM’s)
- How To Approach Rising Mortgage Rates as a BuyerIn the last few weeks, the average 30-year fixed mortgage rate from Freddie Mac inched up to 5%. While that news may have you questioning the timing of your home search, the truth is, timing has never been more important. Even though you…
- Why Pre-Approval Is an Important Step for Today’s HomebuyersBeing intentional and competitive are musts when buying a home this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your…
- Where Are Mortgage Rates Headed?There’s never been a truer statement regarding forecasting mortgage rates than the one offered last year by Mark Fleming, Chief Economist at First American: “You know, the fallacy of economic forecasting is: Don’t ever try and forecast…
- What’s Happening with Mortgage Rates, and Where Will They Go from Here?Based on the Primary Mortgage Market Survey from Freddie Mac, the average 30-year fixed-rate mortgage has increased by 1.2% (3.22% to 4.42%) since January of this year. The rate jumped by more than a quarter of a point from just a week…
- What You Can Expect from the Spring Housing MarketAs the spring housing market kicks off, you likely want to know what you can expect this season when it comes to buying or selling a house. While there are multiple factors causing some uncertainty, including the conflict overseas, rising…
- Key Terms for Homebuyers [INFOGRAPHIC]Some Highlights Knowing key housing terms and how they relate to today’s market is important. For example, when mortgage rates and home prices rise, it impacts how much home you can afford. Terms like appraisal (what lenders rely on to…
- How Global Uncertainty Is Impacting Mortgage RatesIf you’re thinking about buying or selling a home, you’ll want to keep a pulse on what’s happening with mortgage rates. Rates have been climbing in recent months, especially since January of this year. And just a few weeks ago, the 30-year…
- Down Payment Assistance Programs Can Help You Achieve HomeownershipFor many homebuyers, the thought of saving for a down payment can feel daunting, especially in today’s market. That’s why, when asked what they find most difficult in the homebuying process, some buyers say it’s one of the hardest steps on…
- The Top Indicator if You Want To Know Where Mortgage Rates Are HeadingMortgage rates have increased significantly since the beginning of the year. Each Thursday, Freddie Mac releases its Primary Mortgage Market Survey. According to the latest survey, the average 30-year fixed-rate mortgage has risen from…
- Why Pre-Approval Is Key for Homebuyers in 2022You may have heard that it’s important to get pre-approved for a mortgage at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with rising home prices and…
- With Mortgage Rates Climbing, Now’s the Time To ActLast week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you’re thinking about buying a home, this news may have come as a bit of a shock.…
- “Real Estate with Mr. G” Livestream Podcast for 01/15/21On this Saturday’s (01/22/22) livestream podcast of “Real Estate with Mr. G”, we will discuss: Two Ways Homebuyers Can Win in Today’s Market. Topics include: Act Early and Save, Buy Now and Move Later, Increasing your credit score and…
- Housing inventory crisis continues in 2022Only housing demand weakness can create balance. January 12, 2022, 5:43 pm By Logan Mohtashami Early in 2021, when I was talking about how people should worry about home prices overheating, I had a glimmer of hope that maybe toward the end…
- Two Ways Homebuyers Can Win in Today’s MarketTwo Ways Homebuyers Can Win in Today’s Market If your goal is to purchase a home this year, you might be looking for any advantage you can get in today’s sellers’ market. While competition is still fierce for homebuyers, there are ways you…
- Avoid the Rental Trap in 2022Are you one of the many renters thinking about where you’ll live the next time your lease is up? Before you decide whether to look for a new house or another apartment, it’s important to understand the true costs of renting in 2022. As a…
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