Mortgages
216 articles published
- 2 of the Factors That Impact Mortgage RatesIf you’re looking to buy a home, you’ve probably been paying close attention to mortgage rates. Over the last couple of years, they hit record lows, rose dramatically, and are now dropping back down a bit. Ever wonder why? The answer is…
- VIDEO PODCAST 1/27 at 7 PMAre More Homeowners Selling as Mortgage Rates Come Down? On the January 27, 2024 Video Podcast of Real Estate with Mr. G, we will “Why You May Want To Seriously Consider a Newly Built Home”. Topics include Rate Lock-In Effect, Home…
- Topic Question for the video podcast 01-27-24 of “Real Estate with Mr. G”Topic Question for the video podcast 01-27-24 of “Real Estate with Mr. G” Are More Homeowners Selling as Mortgage Rates Come Down? See you at 7 pm at: https://www.facebook.com/realestatewithmrg/
- As Mortgage Rates go down, are more sellers entering the market?As Mortgage Rates go down, are more sellers entering the market? For the last couple of years, sellers have been hesitant to put their homes on the market in order to purchase a new one. First it was the pandemic, then new high mortgage…
- Are More Homeowners Selling as Mortgage Rates Come Down?Are More Homeowners Selling as Mortgage Rates Come Down?On the January 27, 2024 Episode of Real Estate with Mr. G, we will “Why You May Want To Seriously Consider a Newly Built Home”.Topics include Rate Lock-In Effect, Home Sellers’ Issue,…
- Are More Homeowners Selling as Mortgage Rates Come Down?If you’re looking to buy a home, the recent downward trend in mortgage rates is good news because it helps with affordability. But there’s another way this benefits you, it may inspire more homeowners to put their houses up for sale. The…
- 2 Reasons Why Today’s Mortgage Rate Trend Is Good for SellersIf you’ve been holding off on selling your house to make a move because you felt mortgage rates were too high, their recent downward trend is exciting news for you. Mortgage rates have descended since last October when they hit 7.79%. In…
- Avoid These Common Mistakes After Applying for a MortgageIf you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind after you apply…
- What Lower Mortgage Rates Mean for Your Purchasing PowerIf you want to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month. Fortunately, rates for 30-year fixed mortgages have come down significantly since the end of October and…
- Why Pre-Approval Is Your Homebuying Game ChangerIf you’re thinking about buying a home, pre-approval is a crucial part of the process you definitely don’t want to skip. So, before you start picturing yourself in your new living room or dining on your future all-season patio, be sure…
- Pre-Approval Matters When Buying a HomePre-Approval Matters When Buying a Home If you’re thinking about buying a home, getting pre-approved is an important first step. Want more information on buying a home? Let’s connect. Be introduced to three (3) top producers in the area…
- 2024 Mortgage Rates Forecast: Analyzing the Relationship Between Inflation and Mortgage RatesThe Intriguing Relationship Between Inflation and Mortgage Rates Understanding the impact of inflation on mortgage rates is crucial for homeowners and potential buyers. Inflation directly affects the purchasing power of consumers,…
- Why Mortgage Rates Could Continue To DeclineWhen you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed). But how do those two things impact you and your homebuying plans? Here’s what…
- How VA Loans Can Help Make Homeownership Dreams Come TrueFor more than 79 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes. If you or someone you care about has served in the military, it’s essential to learn about this program and its advantages.Here…
- Are Higher Mortgage Rates Here To Stay?Mortgage rates have been back on the rise recently and that’s getting a lot of attention from the press. If you’ve been following the headlines, you may have even seen rates recently reached their highest level in over two decades (see…
- Beginning with Pre-ApprovalIf you’re looking to buy a home this fall, there are a few things you need to know. Affordability is tight with today’s mortgage rates and rising home prices. At the same time, there’s a limited number of homes on the market right now and…
- Mortgage Rates: Past, Present, and Possible FutureIf you’re hoping to buy a home this year, you’re probably paying close attention to mortgage rates. Since mortgage rates impact what you can afford when you take out a home loan, and affordability is a challenge today, it’s a good time…
- Why You Don’t Need To Fear the Return of Adjustable-Rate MortgagesIf you remember the housing crash back in 2008, you may recall just how popular adjustable-rate mortgages (ARMs) were back then. And after years of being virtually nonexistent, more people are once again using ARMs when buying a home.…
- How Inflation Affects Mortgage RatesWhen you read about the housing market in the news, you might see something about a recent decision made by the Federal Reserve (the Fed). But how does this decision affect you and your plans to buy a home? Here’s what you need to know.The…
- Explaining Today’s Mortgage RatesIf you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously…
- Lending Standards Are Not Like They Were Leading Up to the CrashYou might be worried we’re heading for a housing crash, but there are many reasons why this housing market isn’t like the one we saw in 2008. One of which is how lending standards are different today. Here’s a look at the data to help…
- How is my credit score determined and How do I raise it?Your credit score plays a major role in many financial decisions you make throughout your life, especially when it comes to purchasing a home. It determines whether you are eligible for loans and the interest rates you will receive.…
- What Homebuyers Need To Know About Credit ScoresIf you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan. Lenders review your credit to assess your ability to make payments on time, to pay back…
- Saving for a Down Payment? Here’s What You Need To Know.If you’re planning to buy your first home, then you’re probably focused on saving for all the costs involved in such a big purchase. One of the expenses that may be at the top of your mind is your down payment. If you’re intimidated by how…
- Things To Avoid After Applying for a MortgageThings To Avoid After Applying for a Mortgage Things To Avoid After Applying for a Mortgage. Make sure you’re in the best position when you get to the closing table. Let’s connect so you can learn more about the homebuying process.…
- Your Needs Matter More Than Today’s Mortgage RatesIf you’re thinking about selling your house right now, chances are it’s because something in your life has changed. And, while things like mortgage rates are a key part of your decision on what you’ll buy next, it’s important to not lose…
- The Main Reason Mortgage Rates Are So HighToday’s mortgage rates are top-of-mind for many homebuyers right now. As a result, if you’re thinking about buying for the first time or selling your current house to move into a home that better fits your needs, you may be asking yourself…
- The Impact of Changing Mortgage Rates [INFOGRAPHIC]Some Highlights
- The Impact of Inflation on Mortgage RatesIf you’re reading headlines about inflation or mortgage rates, you may see something about the recent decision from the Federal Reserve (the Fed). But what does it mean for you, the housing market, and your plans to buy a home? Here’s what…
- Buyer Activity Is Up Despite Higher Mortgage RatesIf you’re a homeowner thinking about making a move, you may wonder if it’s still a good time to sell your house. Here’s the good news. Even with higher mortgage rates, buyer traffic is actually picking up speed. Data from the latest…
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