Mortgages
216 articles published
- What You Can Do When Mortgage Rates Are a Moving TargetHave you seen where mortgage rates have been lately? One day they go down a little. The next day, they go back up again. It can feel confusing and even frustrating if you’re trying to decide whether now’s a good time to buy a home. Take a…
- Pre-Approval Isn’t Commitment, It’s ClarityIf buying a home is on your radar, even if it’s more of a someday plan than a right now plan, getting pre-approved early is still one of the smartest moves you can make. Why? Because, like anything in life, the right prep work makes…
- Things To Avoid After You Apply for a MortgageOnce a lender has reviewed your finances as part of the homebuying process, you want to be as consistent as possible. Don’t make any big changes that could affect your mortgage application. Here are a few tips. Don’t change bank accounts…
- Here’s What a Recession Could Mean for the Housing MarketRecession talk is all over the news, and the odds of a recession are rising this year. And that leaves people wondering what would happen to the housing market if we do go into a recession. Let’s take a look at some historical data to show…
- Why Pre-Approval Is More Important Than Ever This SpringSpring is here, and so is the busiest season in real estate. More buyers are out looking for homes, which means more competition for you. If you want to put yourself in the best position to buy, there’s one step you can’t afford to skip,…
- What You Need To Know About Pre-ApprovalBefore you even start looking at homes, you should get pre-approved for your mortgage. It’ll give you clarity on what you can borrow and help you feel more confident in your ability to get a home loan. If you’re ready to get pre-approved,…
- What You Need To Know About Pre-ApprovalBefore you even start looking at homes, there’s something you should do first, and that’s get pre-approved for your mortgage. Pre-approval is when a lender checks your finances and decides how much you’re qualified to borrow for your home…
- Mortgage Rates Hit Lowest Point So Far This YearIf you’ve been holding off on buying a home because of high mortgage rates, you might want to take another look at the market. That’s because mortgage rates have been trending down lately, and that gives you a chance to jump back in.…
- How To Buy a Home Without Waiting for Lower RatesMany people are hoping mortgage rates will come down before they buy a home. But will that actually happen? According to the latest forecasts, experts say rates will decline, but not by as much as a lot of people want. The good news? Even…
- Two Resources That Can Help You Buy a Home Right NowA recent report from Realtor.com says 20% of Americans don’t think homeownership is achievable. Maybe you feel the same way. With inflation driving up day-to-day expenses, saving enough to buy your first home is more of a challenge. But…
- 2025 Housing Market ForecastsWondering what to expect when you buy or sell a home this year? Here’s what the experts say lies ahead. Mortgage rates are projected to come down slightly. Home prices are forecast to rise in most areas. And, there will be more homes…
- One Homebuying Step You Don’t Want To Skip: Pre-ApprovalThere’s one essential step in the homebuying process you may not know a whole lot about and that’s pre-approval. Here’s a rundown of what it is and why it’s so important right now. What Is Pre-Approval? Pre-approval is like getting a green…
- The Truth About Credit Scores and Buying a HomeYour credit score plays a big role in the homebuying process. It’s one of the key factors lenders look at to determine which loan options you qualify for and what your terms might be. But there’s a myth about credit scores that may be…
- How Mortgage Rates Affect Your Monthly PaymentExperts say rates will come down slightly in the year ahead, but some volatility is expected. So, you shouldn’t try to time the market. Instead, it’s better to focus on how even a small change impacts your future mortgage payment. As…
- Mortgage Forbearance: A Helpful Option for Homeowners Facing ChallengesLet’s face it, life can throw some curveballs. Whether it’s a job loss, unexpected bills, or a natural disaster, financial struggles can happen to anyone. But here’s the good news. If you’re a homeowner feeling the squeeze, there’s a…
- Get Ready To Buy a Home in 2025If buying a home is on your goal sheet this year, there are things you need to do now to make it happen. But above all else, connect with a trusted agent and lender so you have expert advice every step of the way.
- The Truth About Down PaymentsThere’s a common misconception that you have to put 20% down, but most homebuyers don’t have to do that. That means your goal may be more within reach than you realize. Connect with a trusted lender to find out more.
- The Truth About Down PaymentsThere’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. And if you…
- When Will Mortgage Rates Come Down?One of the biggest questions on everyone’s minds right now is: when will mortgage rates come down? After several years of rising rates and a lot of bouncing around in 2024, we’re all eager for some relief. While no one can project where…
- Control the Controllables If You’re Worried About Mortgage Rates [Preview Video]On the December 2nd Video Podcast of Real Estate with Mr. G, we will discuss, Control the Controllables If You’re Worried About Mortgage Rates Topics include: Your Credit Score, Your Loan Type, Your Loan Term, and MUCH, MUCH MORE! A great…
- Topic Question for “Real Estate with Mr. G” on Monday, December 2nd at 7 pm.Shakir from New York wants to purchase a new home in the upcoming year and is concerned about the high and fluctuating mortgage rates. He would like some strategies to maneuver through this. #realestateexpert #expertanswers #Investors…
- Control the Controllables If You’re Worried About Mortgage RatesChances are you’re hearing a lot about mortgage rates right now, and all you really want to hear is that they’re coming back down. And if you’ve seen headlines about the early November Federal Funds Rate cut by the Federal Reserve (The…
- Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market CrashOne major reason why we’re not heading toward a foreclosure crisis is the high level of equity homeowners have today. Unlike in the last housing bubble, where many homeowners owed more than their homes were worth, today’s homeowners have…
- What’s Behind Today’s Mortgage Rate Volatility?If you’ve been keeping an eye on mortgage rates lately, you might feel like you’re on a roller coaster ride. One day rates are up; the next they dip down a bit. So, what’s driving this constant change? Let’s dive into just a few of the…
- What To Look For From This Week’s Fed MeetingYou may be hearing a lot of talk about the Federal Reserve (the Fed) and how their actions will impact the housing market right now. Here’s why. The Fed meets again this week to decide the next step with the Federal Funds Rate. That’s how…
- What To Expect from Mortgage Rates and Home Prices in 2025Curious about where the housing market is headed in 2025? The good news is that experts are offering some promising forecasts, especially when it comes to two key factors that directly affect your decisions: mortgage rates and home prices.…
- This Is the Sweet Spot Homebuyers Have Been Waiting ForAfter months of sitting on the sidelines, many homebuyers who were priced out by high mortgage rates and affordability challenges finally have an opportunity to make their move. With rates trending down, today’s market is a sweet spot for…
- Lower Mortgage Rates Boost Your Buying PowerMortgage rates are trending down and that’s great news for your bottom line. As rates drop, your monthly payment on your next home does too. Even a small change in mortgage rates can have a big impact on your purchasing power. If you put…
- Falling Mortgage Rates Are Bringing Buyers BackIf you’ve been hesitant to list your house because you’re worried no one’s buying, here’s your sign it may be time to talk with an agent. After months of high rates keeping buyers on the sidelines, things are starting to shift. Rates are…
- Mortgage Rates Drop to Lowest Level in over a Year and a HalfMortgage rates have hit their lowest point in over a year and a half. And that’s big news if you’ve been sitting on the homebuying sidelines waiting for this moment. Even a small decline in rates could help you get a better monthly payment…
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