Back to the blog

Down Payment Assistance Programs

29 articles published

  1. Understanding the Average Condo Down Payment: Essential Insights for BuyersUnderstanding the average condo down payment is a critical first step for prospective buyers. This initial financial commitment significantly influences the …
  2. Down Payments Are Smaller Than They’ve Been Since 2021Saving for a down payment can feel like the hardest part of buying a home. And with affordability as tight as it’s been lately, it’s fair to wonder how anyone manages it right now. Here’s something you may not have seen coming. Some people…
  3. The Minimum Down Payment RequiredHere’s why the right answer is so important for you to know. A lot people overestimate how much they really need to save for a down payment. The most common answers? 10 or 20%. The truth: you may be able to put down as little as 3%.…
  4. The Truth About Down Payments (It’s Not What You Think)Buying a home is exciting… until you start thinking about the down payment. That’s when the worry can set in. “I’ll never save enough.” “I need a small fortune just to get started.” “I guess I’ll just rent forever.” Sound familiar? You’re…
  5. What You Really Need To Know About Down PaymentsThere’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. And if you…
  6. The 20% Down Payment Myth, DebunkedSaving up to buy a home can feel a little intimidating, especially right now. And for many first-time buyers, the idea that you have to put 20% down can feel like a major roadblock. But that’s actually a common misconception. Here’s the…
  7. The Truth About Down PaymentsThere’s a common misconception that you have to put 20% down, but most homebuyers don’t have to do that. That means your goal may be more within reach than you realize. Connect with a trusted lender to find out more.
  8. The Truth About Down PaymentsThere’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. And if you…
  9. Down Payment Assistance ProgramsHere’s a list of some key down payment assistance programs for first-time homebuyers in the United States, which provide grants, forgivable loans, or low-interest second mortgages: National Programs: State-Specific Programs: General…
  10. Topic Question for Video Podcast “Real Estate with Mr. G” on 11/23/24.Ehuang from San Francisco is a first-time home buyer and is considering purchasing a home in the New Year, but will need some financial help. Is there any programs out there to help? #downpaymentassistance #downpaymentresource…
  11. Don’t Miss Out on the Growing Number of Down Payment Assistance ProgramsOn the 11/23/24 Video Podcast of “Real Estate with Mr. G”. we will discuss, Don’t Miss Out on the Growing Number of Down Payment Assistance Programs. Topics include: Down Payments, Manufactured Homes, Multi-Family Homes, and MUCH, MUCH…
  12. Down Payment Assistance Programs IncreasingImportant update: the number of down payment assistance programs is on the rise. And these programs aren’t small-scale help either, the average benefit is roughly $17K. If you’re planning to buy a home, don’t leave money on the table.…
  13. Don’t Miss Out on the Growing Number of Down Payment Assistance ProgramsWith rising home prices and volatile mortgage rates, it’s important you know about every resource that could help make buying a home possible. And one thing you’ll want to be aware of is just how much the number of down payment assistance…
  14. The Down Payment Assistance You Didn’t Know AboutBelieve it or not, almost 80% of first-time homebuyers qualify for down payment assistance, but only 13% actually use it. And if you’re hoping to buy a home, this is a mission-critical gap to close, fast (see graph below): Here’s what you…
  15. Topic Question for the 06-24-24 Video Podcast of “Real Estate with Mr. G”Chase from Newark, New Jersey is a first-time homebuyer and asks if there are any down payment assistance programs. #Grants #HomeGrants #DownPaymentAssistance #DownPaymentsAssistancePrograms #RealEstatewithMrG
  16. What You Need to Know About Today’s Down Payment Programs [VIDEO PREVIEW]On the 6/24/24 Video Podcast of “Real Estate with Mr. G”, we will discuss, What You Need to Know About Today’s Down Payment Programs.There’s no denying it’s gotten more challenging to buy a home, especially with today’s mortgage rates and…
  17. What You Need To Know About Today’s Down Payment ProgramsThere’s no denying it’s gotten more challenging to buy a home, especially with today’s mortgage rates and home price appreciation. And that may be one of the big reasons you’re eager to look into grants and assistance programs to see if…
  18. The Truth About Down PaymentsIf you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well,…
  19. What You Need To Know About Down Payments [INFOGRAPHIC]Some Highlights
  20. Down Payment Assistance Programs Can Help Pave the Way to HomeownershipIf you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step. But the…
  21. Saving for a Down Payment? Here’s What You Need To Know.If you’re planning to buy your first home, then you’re probably focused on saving for all the costs involved in such a big purchase. One of the expenses that may be at the top of your mind is your down payment. If you’re intimidated by how…
  22. Question for “Real Estate with Mr. G”, Video Podcast for 06-03-23The topic question for this Saturday’s “Real Estate with Mr. G” 06-03-23. #Firsttimehomebuyers #MortgageGrants #GovernmentGrants #RealEstatewithMrG
  23. You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]Some Highlights
  24. Wondering How Much You Need To Save for a Down Payment?If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don’t let a common misconception about how much you need…
  25. Sell Your House Before the HolidaysAs you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not you want to move this year. If the location or…
  26. Taking the Fear out of Saving for a HomeIf you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is understanding some of the costs you might encounter. And to do…
  27. Saving for a Down Payment? Here’s What You Should Know.As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start. If that sounds like you, your down payment could be more in…
  28. Three Things Buyers Can Do in Today’s Housing MarketIt’s clear the 2022 housing market has been defined by rising mortgage rates. With rates on the rise, it’s also become more costly to purchase a home. According to the National Association of Realtors (NAR): “Compared to one year ago, the…
  29. Down Payment Assistance Programs Can Help You Achieve HomeownershipFor many homebuyers, the thought of saving for a down payment can feel daunting, especially in today’s market. That’s why, when asked what they find most difficult in the homebuying process, some buyers say it’s one of the hardest steps on…

Ready when you are.

Tell me what you need, and I will match you with up to three top-rated agents in your area. Free, with no obligation, and I stay on call the whole way.